Auto Insurance Quotes Comparison
Our auto insurance prices are determined by a variety of elements in your driving history.
Drivers who check vehicle insurance rates before to purchasing a policy can save up to $996 each year.
Auto quote comparison websites, such as Insurify, allow you to compare many quotations at the same time.
The Method Making Auto Insurance Quote Comparison
Drivers who want to make more informed decisions about their auto insurance can compare prices by:
- Obtaining information on the quantity and type of auto insurance coverage you require, as well as your driving history, vehicle, and personal facts such as your age and location. You will need to give these in order to receive an accurate quote.
- Visit numerous insurance websites, contact an insurance agent that represents many carriers, or fill out a single form on a free comparison platform like Insurify and receive a list of up to 20 customised insurance quotes in one spot.
- Comparing rates and plans and selecting the one that provides the greatest value for your coverage!
What is the best site for comparing vehicle insurance quotes?
The best vehicle insurance comparison sites are those that give customers with accurate and legitimate rates, such as:
The Zebra
Insurify
Jerry
In your search for the ideal coverage, you’re bound to run across a half-dozen or more websites that claim to sift through the internet and present you the best prices available for your driver profile. Take care: not all comparison sites are made equal.
Insurify, on the other hand, offers drivers with a customised list of real-time, accurate quotations from major national and regional firms. All you have to do is input information about your driving record and the vehicles you want to insure, and you’ll be given with genuine rates tailored to your specific needs.
Insurify also provides consumers with the option of speaking with an advisor through secure chat or over the phone—for drivers who may have questions or want assistance during the insurance comparison and purchasing process.
How Much Is Automobile Insurance?
The national average cost of vehicle insurance, according to Insurify, is $136 per month. However, this does not provide us with much information. After all, your auto insurance quote is greatly influenced by factors such as your location, coverage, and driving history. Drivers in Michigan, for example, pay 75% more than the national average, while drivers with a history of at-fault accidents pay 29% more.
What you should be asking is, “How much should I pay for vehicle insurance?” And, of course, the response is “as little as possible.” Car insurance is a set monthly cost that you must pay as long as you intend to drive a car. There’s no reason to pay more than necessary.
Comparing quotes from various insurers side by side and determining which business offers the greatest price is the best approach to find the lowest auto insurance policy accessible to you. A quote comparison service, such as Insurify, makes this extremely simple by providing you with a customized vehicle insurance comparison experience replete with savings and policy suggestions.
Compare Low-Cost Auto Insurance Quotes
Because no two insurance companies analyze risk in the same manner, no two policies will cost the same amount. So, in order to discover the best quotations for you, you must compare premiums from several firms.
Insurers carefully consider numerous aspects of your driving history to assess how likely you are to submit a claim. The greater your chance of filing a claim, the greater the risk assumed by the insurer, and the higher your vehicle insurance premium will be.
Each insurer calculates risk differently, so although your driving history may be deemed “high-risk” by one insurer, it may be considered “medium-risk” by another.
Insurance costs are as individual as you are, which is why vehicle insurance comparison is critical. When you use Insurify’s insurance quote comparison tool to compare quotes from several carriers, you can be confident that you’ve discovered the greatest deal for the best coverage.
Auto Insurance Quotes Comparison by State
Because of characteristics such as population density, crime rates, and weather patterns, many insurance companies place a high value on the state in which you reside and drive. City dwellers nearly always pay more for insurance than suburban or rural drivers; more people equals more cars and traffic, which raises the danger of theft or accident.
Drivers in areas prone to extreme weather–floods, fires, and so on–can also expect to pay higher rates. Because of the projected weather damage, insurance firms anticipate a higher incidence of claim submissions in certain states. Are you living in a winter wonderland? The icy roads increase your chances of colliding with a car or other property, which may be reflected in your insurance quotations.
Michigan is the most costly state for auto insurance, with people paying an average of $238 each month. On average, Safeco and Safe Auto provide Michigan residents the lowest vehicle insurance coverage. Meanwhile, Hawaii has the cheapest vehicle insurance, with individuals spending an average of $69 per month on auto insurance. Farmers offers the most affordable vehicle insurance packages in Hawaii.
| State | Insurance Company | Average Cost of Car Insurance |
|---|---|---|
| Alaska | Midvale Home & Auto | $96 |
| Alabama | National General | $64 |
| Arkansas | Progressive | $69 |
| Arizona | Metromile | $45 |
| California | Metromile | $61 |
| Colorado | Sun Coast | $87 |
| Connecticut | Kemper Preferred | $81 |
| Washington DC | Travelers | $93 |
| Delaware | Midvale Home & Auto | $131 |
| Florida | AssuranceAmerica | $100 |
| Georgia | Progressive | $87 |
| Hawaii | Farmers | $60 |
| Iowa | Travelers | $54 |
| Idaho | Travelers | $43 |
| Illinois | USH&C | $26 |
| Indiana | Progressive | $54 |
| Kansas | Travelers | $73 |
| Kentucky | Progressive | $90 |
| Louisiana | National General | $119 |
| Massachusetts | Travelers | $38 |
| Maryland | Travelers | $108 |
| Maine | Kemper Preferred | $43 |
| Michigan | Safeco | $120 |
| Minnesota | Kemper Preferred | $73 |
| Missouri | Travelers | $73 |
| Mississippi | National General | $60 |
| Montana | Travelers | $62 |
| North Carolina | Direct Auto | $38 |
| North Dakota | Midvale Home & Auto | $70 |
| Nebraska | Travelers | $57 |
| New Hampshire | Travelers | $55 |
| New Jersey | Plymouth Rock | $107 |
| New Mexico | Travelers | $72 |
| Nevada | Sun Coast | $97 |
| New York | TSC Direct | $83 |
| Ohio | Travelers | $51 |
| Oklahoma | Progressive | $71 |
| Oregon | Mile Auto | $62 |
| Pennsylvania | Metromile | $50 |
| Rhode Island | Safeco | $97 |
| South Carolina | Kemper Preferred | $75 |
| South Dakota | Midvale Home & Auto | $75 |
| Tennessee | National General | $57 |
| Texas | Progressive | $75 |
| Utah | Sun Coast | $57 |
| Virginia | Metromile | $38 |
| Vermont | Travelers | $56 |
| Washington | Progressive | $81 |
| Wisconsin | Travelers | $56 |
| West Virginia | Progressive | $69 |
| Wyoming | Safeco | $64 |
Car Insurance Quotes Comparison by Age
Age has a significant impact on insurance prices. Younger drivers are more likely to engage in risky conduct on the road, such as speeding or driving while intoxicated. Because of this propensity, along with the group’s relative inexperience, teen drivers have the highest vehicle insurance prices of any age in every state.
Fortunately, insurance costs less as you get older and get more driving experience, with drivers in their 30s paying about 55% less than adolescent drivers and drivers in their 40s paying even less.
Divers in their fifties and sixties benefit from the lowest auto insurance prices of any age group after decades of driving expertise. A motorist in their 60s with a clean record should expect to spend 65 percent less than an 18-year-old on average. However, as a motorist reaches the age of 70 or 80, prices begin to rise again, with a driver in their 80s paying around 21% more for their car insurance coverage than a person in their 60s.
| Age | Average Cost of Car Insurance |
|---|---|
| teens | $257 |
| 20s | $161 |
| 30s | $116 |
| 40s | $106 |
| 50s | $94 |
| 60s | $91 |
| 70s | $101 |
| 80 and above | $110 |
