Affordable Auto Insurance Quotes Near Me
The typical cost of Illinois vehicle insurance will vary by city and insurance company. Insurify compared the recent auto insurance quotes near me in Chicago, IL to get you the best deals.
Auto Insurance Quotes Near Me in Chicago, IL at the Lowest Price
The cost of automobile insurance varies according on the insurance company. This is due to the fact that each insurance carrier places a different weight on information such as your driving history and credit score. Although the following vehicle insurance providers have the lowest average auto insurance prices, it is always a good idea to check quotes. Find your best rate with Insurify today!
| Insurance Provider in Chicago | Quotes |
|---|---|
| Progressive | $48 /mo |
| Allstate | $84 /mo |
| State Farm | $100 /mo |
| Travelers | $133 /mo |
| American Family | $196 /mo |
Best Auto Insurance in Chicago, Illinois
The Insurify Composite Score is determined by assessing numerous indicators that reflect an insurance company’s quality, dependability, and health. Financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch are among the inputs to the score, as are J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app evaluations, and user-generated corporate reviews. The following are the top-rated auto insurance providers in Chicago. See Insurify’s finest vehicle insurance providers for the full list.
| Best enterprises | Score | Quotes |
| Clearcover
|
97 | $141 /mo |
| American Family | 89 | $185 /mo |
| Nationwide | 89 | $235 /mo |
| Safeco | 86 | $141 /mo |
| Liberty Mutual | 82 | $193 /mo |
The Average Cost of Car Insurance
| Illinois Cities | |
|---|---|
| Aurora | $120/mo |
| Rockford | $111/mo |
| Joliet | $159/mo |
| Naperville | $124/mo |
Illinois Minimum Car Insurance Requirements
Drivers in Illinois are required to carry a duplicate of their insurance card in their vehicle at all times.
If you are pulled over and cannot produce evidence of insurance, you will be forced to do so in court. You’ll also be fined $100. There are many major insurance regulations for Illinois drivers in terms of minimum coverage:
Per individual / per accident bodily injury coverage: $25,000 / % 50,000
Liability coverage for property damage is $20,000 per incident.
Bodily harm caused by an uninsured motorist: $20,000/$40,000
Property damage caused by an uninsured motorist is $15,000 with a $250 deductible.
Liability insurance is non-negotiable. You may, however, refuse uninsured motorist coverage if you so want. You must do so in writing. Of course, we don’t suggest it, especially since 13.7 percent of Illinois drivers are uninsured.
Comprehensive and collision are two more optional coverages for your vehicle policy. Comprehensive coverage includes “Acts of God” and situations beyond a person’s control, like as fire or flood, but does not include medical expenditures or motor damage from an accident. Collision coverage pays for damage to items (but not animals or persons) and cars caused by a collision, regardless of fault, including hit-and-run incidents, but it does not pay for damage caused by “Acts of God.”
Auto Insurance Rates Near Me
Statistics demonstrate that when insurance firms create plans for very young and very old drivers, they take on higher risk. On average, more risk causes higher monthly insurance costs. Drivers in their twenties in this city spend a monthly average of $222 to insure their vehicle, whereas drivers merely ten years older pay significantly less. People in their 30s and 40s in Chicago pay an average of $161 and $168 to be on the road. Drivers in their 70s face increased premiums as well, spending approximately $20 more per month than those in their 60s to maintain their coverage in force.
| Driver’s Age | Avg. Monthly Cost |
|---|---|
| teens | $405 |
| 20s | $223 |
| 30s | $162 |
| 40s | $169 |
| 50s | $169 |
| 60s | $153 |
| 70s | $172 |
| 80s | $214 |
